Are you seeking a simple strategy for saving money for travel? Let’s see if the Fair Dinkum Traveller team can help you travel more often.

It’s a wise saying that needs to be adhered to in any aspect of life, “you work out what is important to you and hold onto it as much as possible.”

Travel is essential to many people around the globe, and so it is in my life, too. Therefore, I understand when people say the journey is at the high end of their priorities.

Naturally, the challenge can come with having enough vacation money; it’s not always cheap to travel, a feat I know all too well coming from the land down under. Moreover, when an adventure abroad is so important to my life, I must find a way to keep saving money for travel.

No ifs, no buts, no questions.

How can I save money for more travel and avoid getting any withdrawal symptoms? Well, I may be able to give you a few secrets to being a travel money saver and strategies I use to fund the next trip, hopefully helping you in the future, too.

Who knows? Perhaps once you have read the article, you can provide a few extra cheap travel tips in the comments below and keep me on the road more regularly. It would be a win-win situation for everyone involved.

Do you want to save money for more travel? Find great rates for accommodation at Booking.com!

Simple strategies anyone can use to save money for travel.

Helpful advice on Saving money for travel

When creating a travel savings plan, it is crucial to understand that it requires sacrifices. You must be willing to prioritise your expenses and spend less money on non-essential items to save up for your dream vacation. However, this approach may not work for everyone. If travel is not your top priority and you are unwilling to give up other things to save money, you may need to reconsider your travel goals.

Understandably, I love travelling and experiencing new places and cultures. However, it would be best never to risk your financial stability or other necessities to satisfy your wanderlust. It is perfectly fine if you do not want to save money for travel and have different priorities in your life. Everyone has their own preferences and goals; respecting and acknowledging that is essential.

Ultimately, the decision to save money for travel or not is a personal one, and you should do what works best for you.

Prioritise what is important to you to save money for travel.

Prioritising is a personal choice, and you may have different priorities than someone else. However, it’s essential to identify what matters to you the most. To do this, you can create a chart listing your top priorities at the beginning and your lower ones at the end. This chart will give you a clear idea of what you must focus on and what you can do without.

Over time, your priorities may change, but some things remain constant. For example, when it comes to my priorities, family always comes first, followed by travel. It’s vital to differentiate between essential and non-essential items on your list. This differentiation will help you allocate your budget more efficiently and create a savings plan for travel.

Making a list of your priorities can be an eye-opening experience. It can help you see what’s consuming your budget and affecting your ability to save for travel. By categorising your priorities into essential and non-essential items, you can focus on what truly matters to you. So, why not give it a try? Make a list of your priorities and see what you need to do to achieve your travel goals.

A strategic plan for prioritising what is essential for you.

Pay subscriptions to items that are genuinely needed.

Cable television, newspaper subscriptions, magazine subscriptions, Netflix and other internet or regular subscriptions you may be paying could be affecting your bank account. Heck, maybe having a few of these subscriptions doesn’t hinder your savings plan for travel, then OK, move right along.

However, I assume you want my advice because you are reading this article on saving money for travel. Most of these subscriptions are entertainment value; it is hard to say goodbye to a few luxuries. I did a couple of years ago to find a better way to reduce spending instead of getting rid of them because I need some entertainment packages.

I felt cable television was my most significant waste of money; with over 200 channels to watch, I would spend my time watching five. I got rid of it, and I don’t regret it. To keep me entertained, I began subscribing to Netflix at $12 per month, which was no bugbear on the budget, and I’m treated to watching great movies and dramatic TV shows.

Of course, I have a couple of other entertainment subscriptions, but they are packages that don’t hinder my travel plans. It’s all part of working out what is suitable for you. Do you need it, or do you not? That’s for you to decide.    \

Fewer Luxuries mean more time to travel.

I have a passion for travelling, but that doesn’t mean I don’t have a life outside my trips. I enjoy going out and socialising but prioritise saving money when not exploring new places. This means that instead of dining out at fancy restaurants, I often choose my kitchen’s comfort and cook a delicious homemade meal. I also avoid spending a fortune at movie theatres and instead opt for a cozy night in, watching a film on Netflix.

It’s all about getting the most value for my money. If I can have just as much fun doing something cheaper than a pricier alternative, I’ll always choose the more affordable option. After all, why spend more when I can have just as good of an experience for less?

Fewer luxuries can lead to more stunning sunrises like this beauty in Nepal.

Open a separate travel savings account.

In this era of online banking, creating a separate account specifically for travel funds has never been easier. A smartphone app allows you to transfer funds from your primary account to your travel account in seconds.

You can set a specific amount to be transferred to your travel account weekly, fortnightly, or monthly, ranging from a modest $10 to a more generous $50. If your budget permits, you may occasionally add a more significant sum to accelerate travel savings.

By monitoring your travel account, you’ll quickly see your funds accumulate, allowing you to take advantage of exclusive travel deals and book the trip you’ve been dreaming of. Remember, it’s essential to only use your travel account for travel-related expenses to ensure your savings are reserved for your next adventure.

Put loose coins into a Travel Fund Jar.

Do you find it challenging to keep track of your coins? I have a great solution that has worked wonders for me. At the end of each day, I gather loose coins and deposit them into a travel fund money jar. This way, I always have a designated place to put my coins, and I can watch my travel savings grow over time.

When the jar is complete, I take it to the bank and deposit it directly into my travel savings account. It’s a simple but effective way to save money without realising it.

If you’re struggling to find the motivation to save money for your next trip, I highly recommend purchasing a travel fund jar. It will serve as a visual reminder of your travel goals and give you a sense of accomplishment as you watch your coins add up over time.

You can buy your very own travel fund piggy bank at Amazon!

Saving money for travel can lead you to gorgeous places like this in Kyoto.

Reduce the spending on your weekly shopping bill.

I don’t have any specific tips for saving money on food. However, my ultimate goal is to reduce my expenses as much as possible to indulge in my passion for travel. To achieve this, I set a definite limit on my weekly grocery budget and ensure I don’t exceed it.

I avoid purchasing unnecessary snacks, chocolates, soft drinks, and other unhealthy foods by sticking to a budget. Although it means I must compromise on some indulgences, it’s a good trade-off because I only buy what I need for that week. This way, I can still enjoy three wholesome meals daily without putting a dent in my savings.

Alcohol is not essential – At least to me.

I am not a non-drinker; I enjoy the occasional beer, wine or scotch, but I drink so rarely that I’m often recognised as a non-drinker. My alcohol consumption is usually reserved for Southeast Asia, where beer is cheaper, and I want to enjoy a few more niceties on my vacation.

Why? Because alcohol, at least in Australia, is not cheap, and if I prioritise alcohol over travel, then travel will happen less frequently. I would probably spend around two to three hundred dollars a year on alcoholic drinks, mainly because I buy a couple of bottles of Chivas Regal at Duty-free stores in Airports, and it’s enough to keep me satisfied.

It doesn’t mean I don’t socialise; I do, and if the situation arises, I will have a drink without hesitation. I don’t drink for the sake of drinking.

Anyway, I look at it this way: my reduction in alcohol intake means a healthier, balanced lifestyle, and that cannot be bad for the mind and physical appearance.

Go on holidays when specials are happening.

If you want to save money while planning your next vacation, you’re in luck! The airline industry frequently runs promotions, and with careful planning and patience, you can take advantage of these deals. When choosing your travel dates, try to avoid school holidays, as these are the busiest and most expensive times to travel.

Sign up for email alerts from your preferred airline carriers to stay up-to-date on their latest promotions. You can enjoy a great vacation without breaking the bank by looking for these deals and waiting for the right time to book your trip.

Be a travel saver and find more time for adventure.

Don’t be fussy – Downgrade from luxury to standard for cheaper travel

When planning your travels, are you always searching for a luxurious hotel near the beach? While it might seem like the best option, sometimes the most memorable experiences come from using your hotel room as a home base and venturing out to explore your destination.

Instead of spending your entire vacation lounging around your hotel, consider exploring all the fantastic sights and activities your chosen destination offers. While relaxing at a resort can be a great way to unwind, immersing yourself in local culture and experiencing all the unique offerings can make your trip even more fulfilling.

Suppose you’re looking to save some money. In that case, Booking.com offers plenty of affordable yet comfortable accommodations that will give you more financial freedom to indulge in all your destination’s exciting experiences.

The conclusion for saving money for travel

For some, travel is more than just a way to escape the mundane routine of daily life. It’s a calling, a passion that burns deep within them. If you’re one of those people like me who are on a journey in life, then you know that saving up for your next adventure is a top priority.

The thrill of exploring new places, experiencing new cultures, and meeting new people is irresistible. Once the travel bug has bitten you, it stays with you forever, a constant yearning to discover what’s beyond the horizon.

I would love to hear about your travel plans. What do you do to save money on travel? Please let me know in the comments below!

Family holidays should come around more frequently as these cherished times don’t last forever.

Regarding health insurance, you have various options at your disposal. One of these options is to take out a local health policy. This is something a lot of people elect to do. However, they later discovered various limitations of this health insurance plan. Read on to learn more about the restrictions of local health insurance to determine whether this is the right policy for you…

One of the main limitations of local health insurance is that the policies are only country-specific. While you may spend most of your time in one country and have no intention of moving overseas in the foreseeable future, you may still go on regular vacations. While abroad, you will not be protected by your local health insurance plan. This is when health policies like global medical insurance show their worth. After all, treatment expenses tend to be more expensive, and access is more restricted in other countries, like Southeast Asia.

Aside from this, there are also restrictions regarding pre-existing conditions. If you are deemed to have a pre-existing condition, you will find it virtually impossible to locate a local health insurance policy that accommodates this. However, with international health insurance, you will find some exceptions. Insurers are more accommodating and thus will provide you with various options, such as higher premiums since you are a higher-risk policyholder.

Many people are also shocked to discover that local health insurance policies do not provide the same degree of coverage as other options. Whilst a worldwide medical insurance plan offers a high level of coverage with virtually everything from dental care to maternity care available, local policies tend to only provide medium coverage, with a similar difference evident regarding maximum benefit limits. In-patient treatment also tends to be limited with local health plans, whilst complete in-patient treatment is offered if you go for the international health insurance alternative.

All in all, there are some evident restrictions when it comes to local health insurance policies, and unfortunately, this is not something everyone is aware of. There are many exclusions, and the cover is at a medium level.

Get health insurance for your travels. picture source.

Buying Health Insurance For Your Travels – The Full Guide to Protection

Are you planning a trip and concerned about health insurance coverage during your travels? We offer a range of health insurance options tailored to meet your needs wherever you go so you can have peace of mind while exploring the world. Let us help you find the right health insurance plan for your next adventure.

WHAT’S THE DIFFERENCE BETWEEN IN-PATIENT AND OUTPATIENT COVER?

Regarding health care and international medical insurance, you may have heard of two terms: ‘in-patient’ and ‘outpatient’. In this section, we will reveal the difference between the two so you can determine whether you are an in-patient or an outpatient and what this means regarding treatment, expenses and international health insurance. So, keep on reading to discover all you need to know…

In-Patient

Let’s begin with in-patient care. You are typically deemed an in-patient if you have been formally admitted to the hospital under a doctor’s order. In-patient care relates to incidents whereby you have to stay overnight.

Outpatient

On the other hand, outpatient care does not require the patient to stay in the hospital overnight. They will be released to recuperate at home. Treatment does not always take place in a hospital. Alternatively, treatment could be provided at the surgery or practice of a medical practitioner.

Now you know what both in-patient and outpatient refer to. Typically, in-patient treatment is more expensive, as it will usually involve a more invasive procedure, such as surgery or radiation therapy. On the other hand, outpatient care tends to be less invasive, and if surgery is required, it will usually only involve a small incision. Diagnostic tests also fall under outpatient care.

So, how do the two treatment types impact you regarding international health insurance? When looking for a global medical insurance policy, you will have different cover levels. These will typically be as follows: basic, intermediate, and comprehensive. In-patient care is the most basic form of worldwide health insurance, and consequently, it will be covered in all policies, irrespective of what type you go for. Nevertheless, it would be best if you still read the policy conditions to be sure of the particulars.

Finally, if you want to be covered for outpatient care, you will have to go for a policy with intermediate and sometimes even comprehensive coverage. This all depends on your insurer and the options they present to you. Some insurers will offer outpatient treatment as part of an intermediate plan. However, there could be some exclusions, so you need to be mindful of this.

Have you forgotten to get your insurance before you travel? That would be not very smart.

IS DENTAL CARE COVERED IN INTERNATIONAL HEALTH INSURANCE?

When thinking about coverage, the mind instantly wanders to medical emergencies, outpatient treatments and such, yet we often overlook dental care. Many people do not view dental care as necessary. However, you should consider this option carefully before selecting your policy.

It is worth pointing out that dental care is typically only available in high-cover international health insurance policies. These plans cover a comprehensive selection of treatments and care. But what type of dental care will you be covered for? Will your insurer merely pay for dental emergencies, or will you have other options?

Of course, every worldwide medical insurance plan differs from the next, yet generally speaking, various dental treatments and care options will cover you. If you find yourself needing a root canal, a filling or any other standard procedure, you will be covered. Policies offering dental care cover annual cleanings, yearly well visits and other forms of preventative care. You may think this all seems a bit unnecessary! However, regular check-ups can ensure serious issues do not occur later down the line, such as oral cancer or periodontal disease. Thus, you must see a dentist every year, and by including dental care in your global health insurance plan, you have no reason not to.

Aside from this, you will find that some international medical insurance policies also include dental work such as prosthetics, dentures, veneers and oral surgery. Do you currently use a retainer or a brace? If so, you will be pleased to know that orthodontics is also widely available, which makes it possible for you to continue wearing your brace or retainer if you go to one of the countries covered in your policy.

Overall, dental care is indeed covered in international health insurance, but only in policies with comprehensive coverage. You must read the policy’s terms and conditions to ensure you know the care you can benefit from.

Visiting world attractions, such as Bulguksa Temple in Korea, is pointless if things go wrong and you have no Health Insurance.

WHAT YOUR INTERNATIONAL HEALTH INSURANCE POLICY WILL NOT PAY FOR

Finally, when choosing an international medical insurance policy, you need to look at what you will be covered for and assess what the policy will not pay for. After all, nothing is more disappointing than making a claim only to discover that you are not covered.

Let’s begin by looking at some treatments that are not covered. It’s important to stress that your treatment must be deemed medically necessary; otherwise, it is doubtful that your insurer will pay for it. International health insurance policies do not cover plastic surgery or any surgical procedure carried out for wholly cosmetic reasons. What does this mean? Well, if you want to undergo cosmetic surgery – such as breast augmentation – simply because you feel you will look better, your policy will not cover this. Policies also do not cover treatment for self-inflicted injuries. This can include substance-related abuse. Treatments for sexually transmitted diseases are usually not covered either.

Regarding medication, your global medical insurance policy will not cover any drugs that can be purchased over the counter. Prime examples include dietary supplements and vitamins. If you can buy the medication without a doctor’s prescription, your insurer will not pay for it. Health insurers also do not cover any treatments or medicines for experimental purposes. This also includes treatment and investigations into insomnia and other sleeping disorders.

On a final note, when choosing the right worldwide health insurance policy for your needs specifically, you will be considering the array of areas covered in the policy. An international medical insurance policy rarely covers the entire world. Instead, you will have a comprehensive list of countries where you can reap the benefits of your policy. If you require treatment outside the geographical area of coverage, your insurer will not pay for it.

When choosing an international health insurance policy, it is just as important to know what you won’t be covered for as what you will be covered for. Hopefully, you better understand the most common things insurers will not pay for regarding these policies.

Get health protection for your whole family on your holidays around the world.

If you’re looking for a way to unwind and create unforgettable memories with your friends and family, a road trip might be the perfect solution. The possibilities are endless when it comes to choosing a destination. You could opt for a beach getaway, a mountain retreat, or a bustling city adventure.

When selecting a destination, it’s essential to consider your budget, time, and interests. Do you want to explore a new culture, try fresh foods, or engage in thrilling activities? Once you’ve made up your mind, start planning the details. Look for the best routes, check the weather forecasts, and research the local customs and etiquette.

Make sure to book your accommodations in advance, whether a cozy cabin, a chic hotel, or a budget-friendly hostel. Don’t forget to pack snacks, water, and other essentials, and bring entertainment options for the long drives. Above all, be flexible and open to unexpected adventures along the way.

Go on a road trip for full relaxation. Image via Flickr

Helpful Advice on How to Plan a Road Trip for Full Relaxation

If you’re planning a road trip, it’s essential to consider several factors to ensure a relaxing and stress-free experience. From choosing the right destination to packing the right essentials, several things must be remembered. Here are some helpful tips to plan a road trip for total relaxation:

Add a Special Night

Travelling for long hours on a road trip can be exhausting for the driving individual. Even if you are taking turns behind the wheel, taking a break and commemorating your journey is essential. You can plan a special evening where everyone can unwind and relax without the added stress of finding a place to stay or eat.

Consider trying out a fancy Italian restaurant or indulging in the local cuisine to make this evening even more memorable. Doing so lets you treat your taste buds to a unique culinary experience and make the evening even more special. Taking time off, celebrating the joy of being together, and cherishing the memories you have created on your road trip is essential.

Go Off the Grid

If you are planning a vacation, you might think that staying in a hotel room with all the comforts is the best option. However, have you ever thought about how much more meaningful it could be to connect with nature instead? Booking a camping site and spending the night under the stars is a fantastic way to do just that.

Imagine waking up to birds chirping, breathing in the fresh air, and enjoying the stunning views of the great outdoors. Camping allows you to escape the city’s hustle and bustle, switch off from technology and immerse yourself in nature. It can be a great way to rejuvenate your mind and body.

If camping is not your tea, you can plan a trekking tour to explore the wilderness. Trekking will allow you to be one with nature and experience the rugged terrain and the beauty of the natural landscape. You can also learn about the local flora and fauna.

Both camping and trekking offer a unique opportunity to connect with nature and gain a new perspective on life. So, if you are looking for a break from the monotony of routine life, consider planning a camping or trekking trip and experience the beauty of nature for yourself.

Arrive Prepared

Whether you’re planning a quick weekend getaway or a long-haul road trip, there are several things you need to consider to ensure a safe and enjoyable journey. One of the first things to consider is ensuring you have enough data and checking your phone’s coverage to stay connected while on the road. You should also ensure that everyone in the car has a charging port to keep their devices powered throughout the trip.

However, safety should always be a top priority. You should have an emergency kit, including a first aid kit, flashlight, battery-powered radio, and extra batteries. You should also consider taking out breakdown cover and travel insurance to ensure you’re protected in case something goes wrong.

Breakdown cover will provide you with peace of mind, knowing that you can get assistance if your vehicle breaks down or you encounter any other issues on the road. Travel insurance will cover medical expenses, lost or stolen luggage, trip cancellations, and different unexpected situations that may arise during your trip.

By taking these precautions and being well-prepared, you can ensure that nothing will spoil your experience and that you can enjoy a safe and stress-free journey.

Book Activities

When planning a trip, you want to make the most of your experience. One of the best ways to do that is by booking various activities to explore more. The world is full of hidden gems that could make for unforgettable memories, but they might not always be easy to find or access. Therefore, booking a tour with a local operator could be the perfect solution. These operators know the ins and outs of the area and can provide you with a unique perspective.

If you want to see artificial structures, such as ancient ruins, historic landmarks, or modern architecture, you can find tours that cater to those interests. Similarly, if you’re interested in outdoor activities like scuba diving or sailing, plenty of operators can take you on a guided adventure.

Doing your research before booking any activities is essential to ensure you get the most out of your experience. Researching the best operators, reading reviews, and comparing prices can help you find the right fit for your needs. Additionally, booking your activities ahead of time can save you time and money while ensuring you get to enjoy the activities you’re most interested in.

Overall, booking various activities can make your trip more exciting and memorable, whether solo or group; booking tours and activities can help you explore more and create unforgettable memories.

Take Tours

If you’re looking for an exciting and adventurous journey, you can plan tours with your friends and explore the scenic and wildlife-rich national parks and reserves. You don’t have to spend the entire day stuck in the car as there are plenty of opportunities to explore the picturesque surroundings.

For instance, you can visit the Margaret River area in Western Australia, known for its breathtaking natural beauty, stunning beaches, and world-class wineries. The region offers a range of accommodation options, including luxurious resorts, eco-lodges, and cozy cottages.

You’ll have the chance to witness sights you never thought possible in your lifetime, such as the majestic forests, rugged coastline, and exotic wildlife. Whether you’re a nature lover, a thrill-seeker, or just looking for a relaxing getaway, there’s something for everyone in the Margaret River region.

A Summary of Planning a Road Trip for Full Relaxation

Embarking on a road trip can be an enriching experience, especially when you want to unwind and relax. For those seeking a break from the hustle and bustle of daily life, a road trip can provide the perfect opportunity to escape, explore new destinations, and gain a fresh perspective on the world around you.

To make the most of your road trip, conducting thorough research beforehand is essential. Start by selecting your destination and route, considering any must-see sights or attractions. This will help you to avoid any unexpected detours or delays, ensuring a smoother and more enjoyable journey.

Once you’ve planned your route, it’s time to think about your activities. Consider what you find most relaxing – hiking, sightseeing, or simply lying on a beach – and incorporate these activities into your itinerary. Remember that the goal of your road trip is to relax, so don’t over-schedule yourself or try to pack too much into each day.

By planning your road trip carefully and incorporating activities that help you relax, you can ensure that your journey is as enjoyable and stress-free as possible. So go ahead and hit the open road – you won’t regret it!

A road trip takes you to fabulous and hidden places. Image via Wikimedia Commons