The Complete Guide For A First-Time Traveller when your Roaming About!

The Complete Guide For A First-Time Traveller when your Roaming About!

When you’re hitting the road as a first-time traveller, here is a list of things you need to know before you go roaming about.

Everyone must start somewhere as a traveller and If you’re a first-time traveller, then this post is for you!

It has five helpful tips that will make your trip as smooth as possible and ensure that you have a great time. Whether you are going on an adventure with friends or by yourself, these tips will help ease the stress of travelling for the very first time.

 

first-time traveller

Thirsty Bay in Cervantes.

 

The Complete Guide For A First-Time Traveller when your Roaming About!

The first step in preparing for your adventure is to figure out where you want to go.

If you’re going on a group trip, choose a location that everyone can agree on. You also do not have to worry about planning the whole thing yourself if this is your first time travelling with friends or family. Many of them will probably be happy to take charge and plan something like transportation or accommodations. 

 

Get a Destination Planner

Get a destination planner book or download an app for your phone to help keep track of all the details and not forget anything. It’s a great idea to divide up the responsibilities with someone else to save time and avoid confusion later on. 

You can also explore sustainable tourism, where you will get to contribute to your destination’s wellness and enjoy the fruits of a delightful place. Use a destination management plan to ease your search and preparation. 

 

Packing

Next comes packing. It is probably one of the most stressful parts of travelling, but it doesn’t have to be that way at all. If this is your first time travelling by yourself, things might seem more daunting because you don’t know what you will require during international travel.

However, you can easily handle everything online these days, which means there are no excuses for missing out on those adventures just because you don’t know what to pack!

 

Start Local

Start local and take the time to explore your backyard first, you’ll be surprised at what adventure you can find close to home.

Whether you’re looking for a new adventure with friends or by yourself, taking some extra time on this side of the world can be just as rewarding because it’s easy and inexpensive compared to travelling abroad, which means there is no pressure!

 

Travel With Company

If you’re looking for a new adventure with some friends, then take them along! It’s much easier to travel as part of a group, and there will be someone else around who can help if anything goes wrong. 

It is also an excellent way to make sure that everyone has the exact expectations about what they will do so it won’t be difficult later when one person wants to rest while another is itching for action. These things tend to happen more often than not in groups of two or more.

 

first-time traveller

Happy and smiling on top of Koh Samui.

 

Exchange Currency

A topic not often discussed but important before any trip is how to handle currency exchange rates. When dealing with these numbers, always look at what they are about, that is, US dollars, so that way you know what you will potentially have after purchasing something from another country. 

 

Conclusion

There are many great resources online that can provide you with information on planning a trip and packing for your departure, so explore those options today. If this is just you, don’t worry; there’s plenty of valuable advice out there, too, which will help make things easier when booking flights or accommodations. 

It might seem overwhelming at first because you all have ideas about what international travel should look like. Still, thanks to technologies such as TripAdvisor, it has never been more accessible than ever before – no excuses anymore!

 

bako day trip

A day at Bako, where else would you rather be.

 

Essential Travelling Tips For Your Road trip – Travel Tips

Essential Travelling Tips For Your Road trip – Travel Tips

Penguin Island Perth

We all love to visit fantastic destinations and hit the road; therefore, check out these essential travelling tips for your road trip.

Road trips are on most people’s bucket lists for their sense of adventure. It’s a chance to enjoy the key locations you want to see across the country or travel off the beaten track to find some stunning areas that have been untouched.

Here is some advice that will help you out when setting off on your trip of a lifetime with these quick and easy travelling tips for your road trip.

 

travelling tips for your road trip

Travelling tips for your road trip.

 

Essential Travelling Tips For Your Road trip – Travel Tips

Whether you’re travelling solo, on business or with the family, take note of these essential travelling tips for your road trip.

 

Get yourself a trailer tent

Rather than staying in the car to get some sleep, get yourself a trailer tent where you can free up lots of room in the car. They are easy to set up and can be very comfortable. Keep everything you need in your trailer, allowing you to stretch out and keep things organised as your drive to each location.

You can move these to the shoreline or the forest if you like to keep your sleeping environment interesting. With a window, you’ll be able to look out on the sunset, not to mention the PVC flooring, which is hard-wearing and will protect you from the awkward ground underneath. 

 

Have a rough idea of where you want to go

If you have any places you want to visit, put together a rough idea of where you want to go. A plan will save you from missing out on any critical spots you want to tick off your bucket list.

Planning will enable you to view and stop off in exciting areas. It also allows you to save money as often you can spend hundreds of miles that you do not see much, wasting your valuable time. But be flexible as going off your plans often can lead to finding some beautiful hidden locations. 

 

Cook your food when you can

If you are travelling on a budget, buying and cooking your food can save you a lot of money as the products you buy can often last you a few days, such as bread.

Of course, you want to eat the local food, but when you can cook your own, it allows you to save. For example, breakfast is often an easy meal you can cook from your tent. Bring your portable stove to help you out, and stocking up on canned food allows you to have a quick, easy snack easily. 

 

Make use of the facilities. 

Finding facilities such as a shower, toilets, and tables on your road trips can be challenging. When you visit a new place, look for accessible facilities such as open swimming pools where you can freshen up. You can even look at maps and your phone to find places nearby that offer these sorts of facilities, accessible or at a low price. 

Hopefully, with these tips, you will be able to travel in style by having a trailer tent and saving money on daily meals by stocking up on the essentials such as canned food and bread. Setting out on a road trip can require a lot of energy but is well worth it. 

 

Jurien Bay

Roadtrip will take you to many amazing destinations.

Best Way to Carry Money Abroad and Travel with Peace of Mind

Best Way to Carry Money Abroad and Travel with Peace of Mind

Money is always on our minds!

Whether during our everyday lives or when we’re out on the road and travelling the world, carrying money is a regular occurrence.

It’s the travel aspect I wish to discuss with you right now and the best way to carry money abroad so that you can feel safe and secure on the road.

 Everyone has methods of dealing with precious travel money, whether travelling with cash or getting by with a credit card as your primary use of spending.

Either way is acceptable, I use both, sometimes one more than the other depending on where I travel, and whatever you use, you’ll always find suitable means on the best way to carry money abroad.

 

Bang Nieng Khoa Lak

The best way to carry money abroad.

 

Disclaimer: A side note, some of the products below contain Amazon Affiliate links where if you purchase a product or two, I may earn a small commission, don’t fear, it’s at no further expense to you.

 

Best Way to Carry Money Abroad and Travel with Peace of Mind

Often securing your hard-earned money and virtual devices is at the forefront of your mind while roaming out and about at your intended destination. 

Therefore, let’s discuss the best way to carry money abroad and a couple of handy money travel tips while touring the globe.

 

Lock up the cash and carry the minimum amount required

The in-room hotel safe is ideal for locking up secure documents of passports, visas and extra money. You can use it to the maximum val, storere away extra cash and only taku the bare minimum needed while out for the day exploring.

If the hotel doesn’t have an in-room safe, find an alternative method of storing away your extra cash securely in your room so it’s not coming with you. If you’re going to be a victim of theft while roaming about, it’s best to minimise the damage and travel light.

 

Keep your cash secured with a travel money belt

Anything wrapped around your waist in the form of a travel pouch or a travel money belt is a fantastic way to secure money, cards and other essential items.

The belt is securely around your waist with secure zippers storing the goods, therefore, making it hard for anyone to snatch away your holiday money.

 

Click here to purchase your handy travel money belt from Amazon!

 Australian customers Click here!

best way to carry money abroad

 

 

Secure the cards with an RFID Card Holder

Perhaps you don’t need to physically lose your cash for your balance to go down because these days, tricky thieves are scanning your credit cards to get the digital information required to steal your money with alternate methods.

An RFID Cardholder, wallet or backpack will block any attempt for your thieves to scan your credit card details, therefore, giving you further peace of mind when travelling.

 

Click here to purchase an RFID Card Holder from Amazon!

Australian Customers Click here!

 

 

Use an Anti-theft Backpack for general use on day trips

A secure backpack is the standard purchase for travellers these days, especially when you think about the expensive items that travel with you besides cash.

That’s right! I’m talking about cameras, laptops and other essentials that are by your side during your travel.

That’s why, when you travel, a light and comfortable anti-theft backpack becomes an essential travel item to take on your adventures.

 

Click here to purchase an Anti-theft Backpack from Amazon!

Australian Customers Click here!

 

 

Wear clothing with secure pockets

At times, you want to keep the cash at easy access instead of digging around for it in a bag or pouch.

When it’s possible, wear clothes that have secure zipper pockets where it will take skill and effort for the thieves to part with your money.

Not that it is entirely foolproof, as some of those thieves have mastered the art of taking valuables away from you without realisation.

 

Lookout for the best exchange rate

Let’s get away from securing your cash and cards and have a look at how to maximise your money value.

While travelling, you shouldn’t rush to the first exchange bank you find, especially the airport outlets, upon arrival. In that case, you can exchange enough to get by.

Try searching around for the best foreign exchange rate at several outlets in an attempt to betterment the money you have brought with you from home.

More spending money means fun stuff for you on holidays.

 

Always travel with freedom and purchase travel insurance

One last thing and the one item you must buy is travel insurance.

If you are a victim of theft, whether it’s a camera, smartphone or cash, don’t lose it completely. Travel insurance can ultimately save you thousands of dollars if you’re a victim of theft, or in the worst-case scenario, need medical attention.

I hope this little information of advice can help you travel with peace of mind when visiting the globe because the last thing you need is to lose what is rather valuable to you.

 

Ditch Phuket

Jump for joy, you’re keeping safe while travelling.

Booking.com

How to pack 7kg Carry On Luggage When It’s Your Only Bag For Air Travel

How to pack 7kg Carry On Luggage When It’s Your Only Bag For Air Travel

When flying with budget airlines, you sometimes need to keep things light. Here’s how to pack 7kg carry-on luggage when it’s your only bag for travel.

 

For a solo trip to Malaysia, I wanted to challenge myself to travel with only a backpack that does not exceed AirAsia’s cabin bag allowance of 7kg of carry-on luggage.

The challenge arose because during my adventures in Southeast Asia, I had five different flights, and I wanted to keep costs down by adhering to the AirAsia baggage policy.

AirAsia includes extra charges for luggage, seat allocation, meals, and in-flight entertainment for those familiar with the budget airline carrier.

Therefore, I knew that if I could travel to Malaysia with only a 7kg travel bag, I would save around AUD$150 over the five flights. It’s quite a substantial saving, and money is better spent on other things, like more travel adventures.

What is the best advice for packing a 7kg carry-on luggage when it’s your only bag for air travel?

As you’ll see further into the article, I found the challenge relatively straightforward. I thank my lucky stars for making Malaysia a hot country and allowing me to travel light.

 

anti theft laptop backpacks

How to pack 7kg carry-on Luggage for air travel.

 

The best advice on How to pack 7kg Carry On Luggage When It’s Your Only Bag For Air Travel

Below is general advice on packing hand luggage for air travel; if you have any other advice, I’d love to hear from you in the comments below.

 

Purchase an ultralight Backpack.

An ultralight backpack becomes an indispensable companion if you are concerned about weight limits during air travel. The bag aims to be as lightweight as possible to accommodate all your travel necessities without surpassing the airline’s weight restrictions.

My backpack for my trip to Malaysia weighed less than 1kg, allowing me to quickly pack my essential items, such as a laptop, a camera with multiple lenses, and various clothing.

 

 

Pack the essentials only in your hand-carry bag.

You must make sacrifices when your luggage is limited to just 7kg. As much as I would have loved to bring along more items for my trip to Malaysia, it simply wasn’t possible on this occasion.

When preparing your packing list for a backpacking adventure, it’s essential to carefully review the list and omit any items that you can do without, even if they’re hard to part with. Once you’ve packed all the essential items, it’s worth weighing your bag. You might be pleasantly surprised to find that there’s still room for a few extra items.

 

 

Wear your heavier clothing on the flight and limit luggage size.

When you’re getting your cabin luggage ready, consider dressing in your bulkier clothing items for the flight to help reduce the size of your carry-on bag. This includes wearing long pants, a cozy jumper, a jacket, and multiple t-shirts. By wearing these items, you can free up space in your 7kg travel bag for other essentials.

A backpack can be practical if you’re travelling to a warmer destination. You can comfortably wear thicker clothing during the flights and quickly change into lighter attire once you reach your destination.

 

 

how to pack 7kg carry on luggage

Have the essentials ready for carry-on baggage.

 

 

 

Stuff your pockets

When travelling overseas, it’s important to note that airline staff typically don’t weigh passengers during check-in. This presents an opportunity to carry additional items without detection, allowing you to evade weight restrictions to a small extent.

It’s advisable to don a jacket with zippered pockets and trousers with ample, secure pocket space to accommodate and conceal smaller items.

 

Don’t exceed 100ml containers with liquid products.

When preparing for air travel, it’s essential to remember that any liquid items you plan to bring, such as shampoo, conditioner, body wash, and toothpaste, must be contained in receptacles holding no more than 100ml. Failure to meet this requirement will result in these items being confiscated during security checks.

It’s also prudent to prioritize lightweight options for these items, as the aim is to reduce the contents of your carry-on bag. This can help make your travel experience smoother and more convenient.

 

 

Purchase a digital luggage scaler.

My digital luggage scale has become an essential asset for my travels. It is invaluable for weighing my bulky suitcases before a flight and ensuring that my carry-on luggage meets weight restrictions.

Although I didn’t have the scale with me during my trip to Malaysia, I took the time to weigh my backpack at home before departure. This allowed me to meticulously manage its weight and avoid packing unnecessary items, guaranteeing a hassle-free journey with consistent luggage weight.

 

 

Don’t exceed the limit allocation (Whatever you do)

Whatever you do, don’t exceed the limit, and while some airlines may be lenient if they are a little over the restriction, Some Airlines won’t, and unwanted fees could be charged to you. If you exceed the 7kg carry-on baggage limits by a kilo or two, expect the airline fees to be substantial; they’re often strict regarding the weight allowance.

The best practice is to avoid the situation and pack intelligently and tightly. Therefore, you’re not creeping over the weight restrictions; you’re travelling the skies with a single backpack and saving quite a few dollars. All in all, there are a lot of positives, and it makes for quick clearance at customs checkpoints when you don’t have to wait at the conveyor belt for luggage.

 

 

The Lightest Carry Backpack for Air Travel

Are you looking for the perfect backpack for your next adventure? Look no further! Check out the fantastic deals on the Amazon marketplace for cabin-sized backpacks—ideal for travellers needing a compact yet spacious carry-on. These backpacks offer the perfect blend of style, durability, and functionality, ensuring you have everything you need close at hand while on the go.

It’s important to note that the links provided are part of the Amazon Affiliate Program. If you purchase through the link, I may receive a small commission at no additional cost. Your support is greatly appreciated and helps me continue to provide you with the best recommendations. Happy travels, and thank you for supporting my work!

 

Related Content to Fair Dinkum Traveller!

Simple Strategies Anyone Can Use for Saving Money for Travel

Simple Strategies Anyone Can Use for Saving Money for Travel

Are you seeking a simple strategy for saving money for travel? Let’s see if the Fair Dinkum Traveller team can help you travel more often.

It’s a wise saying that needs to be adhered to in any aspect of life, “you work out what is important to you and hold onto it as much as possible.”

Travel is essential to many people around the globe, and so it is in my life, too. Therefore, I understand when people say the journey is at the high end of their priorities.

Naturally, the challenge can come with having enough vacation money; it’s not always cheap to travel, a feat I know all too well coming from the land down under. Moreover, when an adventure abroad is so important to my life, I must find a way to keep saving money for travel.

No ifs, no buts, no questions.

How can I save money for more travel and avoid getting any withdrawal symptoms? Well, I may be able to give you a few secrets to being a travel money saver and strategies I use to fund the next trip, hopefully helping you in the future, too.

Who knows? Perhaps once you have read the article, you can provide a few extra cheap travel tips in the comments below and keep me on the road more regularly. It would be a win-win situation for everyone involved.

 

 

Do you want to save money for more travel? Find great rates for accommodation at Booking.com!

 

 

Saving money for travel

Simple strategies anyone can use to save money for travel.

 

Helpful advice on Saving money for travel

When creating a travel savings plan, it is crucial to understand that it requires sacrifices. You must be willing to prioritise your expenses and spend less money on non-essential items to save up for your dream vacation. However, this approach may not work for everyone. If travel is not your top priority and you are unwilling to give up other things to save money, you may need to reconsider your travel goals.

Understandably, I love travelling and experiencing new places and cultures. However, it would be best never to risk your financial stability or other necessities to satisfy your wanderlust. It is perfectly fine if you do not want to save money for travel and have different priorities in your life. Everyone has their own preferences and goals; respecting and acknowledging that is essential.

Ultimately, the decision to save money for travel or not is a personal one, and you should do what works best for you.

 

 

Prioritise what is important to you to save money for travel.

Prioritising is a personal choice, and you may have different priorities than someone else. However, it’s essential to identify what matters to you the most. To do this, you can create a chart listing your top priorities at the beginning and your lower ones at the end. This chart will give you a clear idea of what you must focus on and what you can do without.

Over time, your priorities may change, but some things remain constant. For example, when it comes to my priorities, family always comes first, followed by travel. It’s vital to differentiate between essential and non-essential items on your list. This differentiation will help you allocate your budget more efficiently and create a savings plan for travel.

Making a list of your priorities can be an eye-opening experience. It can help you see what’s consuming your budget and affecting your ability to save for travel. By categorising your priorities into essential and non-essential items, you can focus on what truly matters to you. So, why not give it a try? Make a list of your priorities and see what you need to do to achieve your travel goals.

 

Saving money for travel

A strategic plan for prioritising what is essential for you.

 

Pay subscriptions to items that are genuinely needed.

Cable television, newspaper subscriptions, magazine subscriptions, Netflix and other internet or regular subscriptions you may be paying could be affecting your bank account. Heck, maybe having a few of these subscriptions doesn’t hinder your savings plan for travel, then OK, move right along.

However, I assume you want my advice because you are reading this article on saving money for travel. Most of these subscriptions are entertainment value; it is hard to say goodbye to a few luxuries. I did a couple of years ago to find a better way to reduce spending instead of getting rid of them because I need some entertainment packages.

I felt cable television was my most significant waste of money; with over 200 channels to watch, I would spend my time watching five. I got rid of it, and I don’t regret it. To keep me entertained, I began subscribing to Netflix at $12 per month, which was no bugbear on the budget, and I’m treated to watching great movies and dramatic TV shows.

Of course, I have a couple of other entertainment subscriptions, but they are packages that don’t hinder my travel plans. It’s all part of working out what is suitable for you. Do you need it, or do you not? That’s for you to decide.    \

 

 

Fewer Luxuries mean more time to travel.

I have a passion for travelling, but that doesn’t mean I don’t have a life outside my trips. I enjoy going out and socialising but prioritise saving money when not exploring new places. This means that instead of dining out at fancy restaurants, I often choose my kitchen’s comfort and cook a delicious homemade meal. I also avoid spending a fortune at movie theatres and instead opt for a cozy night in, watching a film on Netflix.

It’s all about getting the most value for my money. If I can have just as much fun doing something cheaper than a pricier alternative, I’ll always choose the more affordable option. After all, why spend more when I can have just as good of an experience for less?

 

Nepal Mountain

Fewer luxuries can lead to more stunning sunrises like this beauty in Nepal.

 

 

 

Open a separate travel savings account.

In this era of online banking, creating a separate account specifically for travel funds has never been easier. A smartphone app allows you to transfer funds from your primary account to your travel account in seconds.

You can set a specific amount to be transferred to your travel account weekly, fortnightly, or monthly, ranging from a modest $10 to a more generous $50. If your budget permits, you may occasionally add a more significant sum to accelerate travel savings.

By monitoring your travel account, you’ll quickly see your funds accumulate, allowing you to take advantage of exclusive travel deals and book the trip you’ve been dreaming of. Remember, it’s essential to only use your travel account for travel-related expenses to ensure your savings are reserved for your next adventure.

 

 

Put loose coins into a Travel Fund Jar.

Do you find it challenging to keep track of your coins? I have a great solution that has worked wonders for me. At the end of each day, I gather loose coins and deposit them into a travel fund money jar. This way, I always have a designated place to put my coins, and I can watch my travel savings grow over time.

When the jar is complete, I take it to the bank and deposit it directly into my travel savings account. It’s a simple but effective way to save money without realising it.

If you’re struggling to find the motivation to save money for your next trip, I highly recommend purchasing a travel fund jar. It will serve as a visual reminder of your travel goals and give you a sense of accomplishment as you watch your coins add up over time.

You can buy your very own travel fund piggy bank at Amazon!

 

kodai temple

Saving money for travel can lead you to gorgeous places like this in Kyoto.

 

 

Reduce the spending on your weekly shopping bill.

I don’t have any specific tips for saving money on food. However, my ultimate goal is to reduce my expenses as much as possible to indulge in my passion for travel. To achieve this, I set a definite limit on my weekly grocery budget and ensure I don’t exceed it.

I avoid purchasing unnecessary snacks, chocolates, soft drinks, and other unhealthy foods by sticking to a budget. Although it means I must compromise on some indulgences, it’s a good trade-off because I only buy what I need for that week. This way, I can still enjoy three wholesome meals daily without putting a dent in my savings.

 

 

Alcohol is not essential – At least to me.

I am not a non-drinker; I enjoy the occasional beer, wine or scotch, but I drink so rarely that I’m often recognised as a non-drinker. My alcohol consumption is usually reserved for Southeast Asia, where beer is cheaper, and I want to enjoy a few more niceties on my vacation.

Why? Because alcohol, at least in Australia, is not cheap, and if I prioritise alcohol over travel, then travel will happen less frequently. I would probably spend around two to three hundred dollars a year on alcoholic drinks, mainly because I buy a couple of bottles of Chivas Regal at Duty-free stores in Airports, and it’s enough to keep me satisfied.

It doesn’t mean I don’t socialise; I do, and if the situation arises, I will have a drink without hesitation. I don’t drink for the sake of drinking.

Anyway, I look at it this way: my reduction in alcohol intake means a healthier, balanced lifestyle, and that cannot be bad for the mind and physical appearance.

 

 

Go on holidays when specials are happening.

If you want to save money while planning your next vacation, you’re in luck! The airline industry frequently runs promotions, and with careful planning and patience, you can take advantage of these deals. When choosing your travel dates, try to avoid school holidays, as these are the busiest and most expensive times to travel.

Sign up for email alerts from your preferred airline carriers to stay up-to-date on their latest promotions. You can enjoy a great vacation without breaking the bank by looking for these deals and waiting for the right time to book your trip.

 

rooftop bar Khao Lak

Be a travel saver and find more time for adventure.

 

 

Don’t be fussy – Downgrade from luxury to standard for cheaper travel

When planning your travels, are you always searching for a luxurious hotel near the beach? While it might seem like the best option, sometimes the most memorable experiences come from using your hotel room as a home base and venturing out to explore your destination.

Instead of spending your entire vacation lounging around your hotel, consider exploring all the fantastic sights and activities your chosen destination offers. While relaxing at a resort can be a great way to unwind, immersing yourself in local culture and experiencing all the unique offerings can make your trip even more fulfilling.

Suppose you’re looking to save some money. In that case, Booking.com offers plenty of affordable yet comfortable accommodations that will give you more financial freedom to indulge in all your destination’s exciting experiences.

 

 

The conclusion for saving money for travel

For some, travel is more than just a way to escape the mundane routine of daily life. It’s a calling, a passion that burns deep within them. If you’re one of those people like me who are on a journey in life, then you know that saving up for your next adventure is a top priority.

The thrill of exploring new places, experiencing new cultures, and meeting new people is irresistible. Once the travel bug has bitten you, it stays with you forever, a constant yearning to discover what’s beyond the horizon.

 

I would love to hear about your travel plans. What do you do to save money on travel? Please let me know in the comments below!

 

Kuala Lumpur rainforest

Family holidays should come around more frequently as these cherished times don’t last forever.

 

 

Buying Health Insurance For Your Travels – A Guide to Protection

Buying Health Insurance For Your Travels – A Guide to Protection

Regarding health insurance, you have various options at your disposal. One of these options is to take out a local health policy. This is something a lot of people elect to do. However, they later discovered various limitations of this health insurance plan. Read on to learn more about the restrictions of local health insurance to determine whether this is the right policy for you…

One of the main limitations of local health insurance is that the policies are only country-specific. While you may spend most of your time in one country and have no intention of moving overseas in the foreseeable future, you may still go on regular vacations. While abroad, you will not be protected by your local health insurance plan. This is when health policies like global medical insurance show their worth. After all, treatment expenses tend to be more expensive, and access is more restricted in other countries, like Southeast Asia.

Aside from this, there are also restrictions regarding pre-existing conditions. If you are deemed to have a pre-existing condition, you will find it virtually impossible to locate a local health insurance policy that accommodates this. However, with international health insurance, you will find some exceptions. Insurers are more accommodating and thus will provide you with various options, such as higher premiums since you are a higher-risk policyholder.

Many people are also shocked to discover that local health insurance policies do not provide the same degree of coverage as other options. Whilst a worldwide medical insurance plan offers a high level of coverage with virtually everything from dental care to maternity care available, local policies tend to only provide medium coverage, with a similar difference evident regarding maximum benefit limits. In-patient treatment also tends to be limited with local health plans, whilst complete in-patient treatment is offered if you go for the international health insurance alternative.

All in all, there are some evident restrictions when it comes to local health insurance policies, and unfortunately, this is not something everyone is aware of. There are many exclusions, and the cover is at a medium level.

 

health insurance for your travels

Get health insurance for your travels. picture source.

 

 

Buying Health Insurance For Your Travels – The Full Guide to Protection

Are you planning a trip and concerned about health insurance coverage during your travels? We offer a range of health insurance options tailored to meet your needs wherever you go so you can have peace of mind while exploring the world. Let us help you find the right health insurance plan for your next adventure.

 

WHAT’S THE DIFFERENCE BETWEEN IN-PATIENT AND OUTPATIENT COVER?

Regarding health care and international medical insurance, you may have heard of two terms: ‘in-patient’ and ‘outpatient’. In this section, we will reveal the difference between the two so you can determine whether you are an in-patient or an outpatient and what this means regarding treatment, expenses and international health insurance. So, keep on reading to discover all you need to know…

In-Patient

Let’s begin with in-patient care. You are typically deemed an in-patient if you have been formally admitted to the hospital under a doctor’s order. In-patient care relates to incidents whereby you have to stay overnight.

Outpatient

On the other hand, outpatient care does not require the patient to stay in the hospital overnight. They will be released to recuperate at home. Treatment does not always take place in a hospital. Alternatively, treatment could be provided at the surgery or practice of a medical practitioner.

Now you know what both in-patient and outpatient refer to. Typically, in-patient treatment is more expensive, as it will usually involve a more invasive procedure, such as surgery or radiation therapy. On the other hand, outpatient care tends to be less invasive, and if surgery is required, it will usually only involve a small incision. Diagnostic tests also fall under outpatient care.

So, how do the two treatment types impact you regarding international health insurance? When looking for a global medical insurance policy, you will have different cover levels. These will typically be as follows: basic, intermediate, and comprehensive. In-patient care is the most basic form of worldwide health insurance, and consequently, it will be covered in all policies, irrespective of what type you go for. Nevertheless, it would be best if you still read the policy conditions to be sure of the particulars.

Finally, if you want to be covered for outpatient care, you will have to go for a policy with intermediate and sometimes even comprehensive coverage. This all depends on your insurer and the options they present to you. Some insurers will offer outpatient treatment as part of an intermediate plan. However, there could be some exclusions, so you need to be mindful of this.

 

Tsim Sha Tsui

Have you forgotten to get your insurance before you travel? That would be not very smart.

 

 

IS DENTAL CARE COVERED IN INTERNATIONAL HEALTH INSURANCE?

When thinking about coverage, the mind instantly wanders to medical emergencies, outpatient treatments and such, yet we often overlook dental care. Many people do not view dental care as necessary. However, you should consider this option carefully before selecting your policy.

It is worth pointing out that dental care is typically only available in high-cover international health insurance policies. These plans cover a comprehensive selection of treatments and care. But what type of dental care will you be covered for? Will your insurer merely pay for dental emergencies, or will you have other options?

Of course, every worldwide medical insurance plan differs from the next, yet generally speaking, various dental treatments and care options will cover you. If you find yourself needing a root canal, a filling or any other standard procedure, you will be covered. Policies offering dental care cover annual cleanings, yearly well visits and other forms of preventative care. You may think this all seems a bit unnecessary! However, regular check-ups can ensure serious issues do not occur later down the line, such as oral cancer or periodontal disease. Thus, you must see a dentist every year, and by including dental care in your global health insurance plan, you have no reason not to.

Aside from this, you will find that some international medical insurance policies also include dental work such as prosthetics, dentures, veneers and oral surgery. Do you currently use a retainer or a brace? If so, you will be pleased to know that orthodontics is also widely available, which makes it possible for you to continue wearing your brace or retainer if you go to one of the countries covered in your policy.

Overall, dental care is indeed covered in international health insurance, but only in policies with comprehensive coverage. You must read the policy’s terms and conditions to ensure you know the care you can benefit from.

 

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WHAT YOUR INTERNATIONAL HEALTH INSURANCE POLICY WILL NOT PAY FOR

Finally, when choosing an international medical insurance policy, you need to look at what you will be covered for and assess what the policy will not pay for. After all, nothing is more disappointing than making a claim only to discover that you are not covered.

Let’s begin by looking at some treatments that are not covered. It’s important to stress that your treatment must be deemed medically necessary; otherwise, it is doubtful that your insurer will pay for it. International health insurance policies do not cover plastic surgery or any surgical procedure carried out for wholly cosmetic reasons. What does this mean? Well, if you want to undergo cosmetic surgery – such as breast augmentation – simply because you feel you will look better, your policy will not cover this. Policies also do not cover treatment for self-inflicted injuries. This can include substance-related abuse. Treatments for sexually transmitted diseases are usually not covered either.

Regarding medication, your global medical insurance policy will not cover any drugs that can be purchased over the counter. Prime examples include dietary supplements and vitamins. If you can buy the medication without a doctor’s prescription, your insurer will not pay for it. Health insurers also do not cover any treatments or medicines for experimental purposes. This also includes treatment and investigations into insomnia and other sleeping disorders.

On a final note, when choosing the right worldwide health insurance policy for your needs specifically, you will be considering the array of areas covered in the policy. An international medical insurance policy rarely covers the entire world. Instead, you will have a comprehensive list of countries where you can reap the benefits of your policy. If you require treatment outside the geographical area of coverage, your insurer will not pay for it.

When choosing an international health insurance policy, it is just as important to know what you won’t be covered for as what you will be covered for. Hopefully, you better understand the most common things insurers will not pay for regarding these policies.

 

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